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Joram's Group
In this Group: Joram, Richard, Wither, Geofrey, Yeremiah, Ruth, Benon
Joram K. is a hard-working man and the leader of his lending group in Rukungiri. Married with one child aged six years who is in nursery school, Joram is a carpenter with a carpentry business in Buyanja's trading centre that he has owned for a long time. Joram started his business very small but now has a workshop, enabling him to make 200,000/= in profits a month. His dreams are to acquire electrical machines for his work and to enable his children to become educated for a brighter future. Joram is requesting a loan to buy carpentry materials such as timber, varnish, and wood for improved services.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 145
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 1,875.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Joram's Group's $2,675 loan helped a member buying timber, varnish and wood for his carpentry workshop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 16, 2009
Nov 30, 2009
Currency Exchange Loss:
Jun 15, 2010