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Timothy sells men's clothes and shoes. This is the high season for his business and he hopes to make more profit. He is 39 years old and married with one child. His wife sells groceries to help support the home.

With his business, Timothy hopes to meet the basic needs of his family. He has been in this business for a long time. He is requesting a loan of 150,000 NGN to purchase more clothes to sell. He says thank you to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 29
    View loans »
    Nigeria Loans Fundraising
  • $6,002,400
    Funds lent in using Kiva
  • 149.9
    Nigeria Nairas (NGN) = $1 USD