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Ushirika Mazizini Group
In this Group: Pamea, Christopher, Six, Leonard, Neema, Magret, John, Emanel, Neema, Maeclalena, Somaiya, Suzana, Ashura, Anania, Freda, Msafiri
Pamela Cheseo, age 25, is married, with one 4-year-old son. She has a clothes, bag, and cosmetics business since 2005. She works daily from 7 am until 4 pm. She is able to make a monthly profit of around $121.

This will be Pamela’s fifth loan from Tujijenge Tanzania. She used the previous loans to increase the stock for her business, and she successfully paid back her loans. She is requesting this loan from Tujijenge Tanzania to further increase her inventory.

Pamela will share this loan with her loan group, Ushirika Mazizini, which has 16 members. The members of the group hold each other accountable to pay back their loans. In the picture, Pamela is the first person on the left in the front row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 42
    View loans »
    Tanzania Loans Fundraising
  • $14,902,975
    Funds lent in using Kiva
  • 1,334.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ushirika Mazizini Group's $4,325 loan helped a member increase inventory for clothes, bag, and cosmetics business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 26, 2009
Dec 1, 2009
Currency Exchange Loss:
Apr 15, 2010