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Ainake's Group
In this Group: Ainake, Eldiar, Gulzat, Ainura


Ainake T. is the leader of this group. Ainake lives in the city of Karbalta, sixty kilometers from the capital. A fifty-eight-year-old widow Ainake has earned the right to consider herself a strong and courageous woman, because she has raised seven children: six daughters and one son. The eldest daughter is now thirty-eight, the youngest is twenty-two. After her husband passed away Ainake courageously continued raising her children by herself. Fortunately today all the daughters and the only son are married.

After the death of his father Ainake's son decided to stay and help her run the household. From her husband Ainake inherited a few animals. After discussing it with her children and relatives Ainake decided to keep the livestock rather than sell it. She had to learn how to tend for the animals. She was very fortunate that her son was right there, helping her along the way. Time itself has shown just how wise her decision was. She was able to increase the headcount of her livestock and when the time came for her children to be married this livestock came very handy. Ainake saved a lot of money since she didn't have to purchase meat.

Currently Ainake sells milk and that's how she earns income for her living expenses. Whenever she needs a larger amount her son sells some of the livestock on the local market. Ainake is hoping to purchase an additional cow to increase the profits from the sale of milk. She is planning to do renovations in her house and also replace the gates.




Ainake has three partners in her group:

Eldiar T. is thirty-seven. He has two children. His wife stays at home with the children. To feed his family Eldiar raises sheep and sells milk. He needs the loan in order to buy one more cow. He has a dream to build a house on his farm.

Gulzat D. is thirty-four. Her husband is an electrician. They have three children. The youngest daughter is only four. All children go to primary school. Gulzat stays at home tending the livestock. She is asking for a loan in order to purchase a cow.

Ainura O. is forty-nine. With her husband Ainura raised four children: three daughters and one son. All the daughters are married. The son attends school, he is only eleven. Ainura's husband works as a manager of a farm. At home Ainura tends her livestock as well as knits and sells local souvenirs. Ainura is hoping to get a loan in order to buy a cow.



--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.
View original language description ↓
Токтошбаева Айнаке – лидер данной группы. Айнаке живёт в г. Карабалта. Это в шестидесяти километрах от столицы. Пятидесяти восьми летняя Айнаке по праву может считать себя сильной и мужественной женщиной. Ведь Айнаке вырастила ни многим, ни малым аж семерых детей. У Айнаке шесть дочерей и один сын. Старшей дочери сорок восемь лет, а младшей – двадцать два года. Даже после того, как умер муж, Айнаке мужественно продолжила в одиночку воспитание детей. Сейчас, к счастью всего дочери замужем, и единственный сын женат. Сын после смерти отца, женившись, решил жить с матерью и помогать ей. От мужа Айнаке по наследству досталась кое – какая живность. Посоветовавшись с родственниками и детьми, Айнаке решила оставить скот и не продавать его. Айнаке пришлось учиться ухаживанию за скотом. Благо, что сын был рядом и помогал. Время само показало, насколько мудрым оказалось её решение. Айнаке увеличила поголовье и при выдаче замуж дочерей, и при женитьбе сына, этот же самый скот очень пригодился. Айнаке сэкономила значительные средства, так как ей не пришлось покупать мяса. Сейчас, Айнаке продаёт молоко и этим самым покрывает свои повседневные расходы. Когда ей нужна большая сумма, сын может отвести живность на базар и продать. Айнаке надеется приобрести ещё одну корову, чтобы увеличить прибыль от молока. В её планы также входит сделать капитальный ремонт дома и поставить новые ворота.

У Айнаке три партнёра по группе:

Тукуеву Элдияру тридцать семь лет. У Элдияра двое детей. Жена – домохозяйка. Чтобы прокормить семью Элдияр занимается разведением овец и продажей молока. Эльдияр нуждается в кредите. Он хочет купить ещё одну корову. У Эльдияра есть заветная мечта – построить дом на фазенде.

Дуйшенкуловой Гульзат тридцать четыре года. Муж Гульзат работает контролёром – электриком. У них трое детей. Младшей дочери всего четыре годика. Все дети ходят в младшую школу. Гульзат дома ухаживает за скотом. Она обратилась за кредитом, чтобы купить корову.

Орозалиевой Айнуре сорок девять лет. Айнура, вместе с мужем вырастили четверых детей: три дочери и одного сына. Все дочери замужем. Сыну всего одиннадцать. Он ходит в школу. Муж Айнуры работает управляющим частной фермы. Сама Айнура держит скот, а также дома занимается вышиванием и продажей национальных изделий. Айнура надеется получить кредит и приобрести корову.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 156
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,555,225
    Funds lent in using Kiva
  • 43.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ainake's Group's $1,375 loan helped a member to buy a cow to sell more milk.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 17, 2009
Listed
Dec 2, 2009
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2010