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Indera's Group
In this Group: Indera, Anzhelika, Asanbek, Gulzhan


Indera K. is the leader of this group. Indera and her family live in the city of Kant, only twenty minutes from the capital. Kalchaevs are an average family, and like so many others, they work day after day to feed themselves and find enjoyment in the work itself. Everyday work of simple people with an average income can often bring a feeling of contentment. A person can find joy and happiness in taking care of everyday concerns and with each day tries to apply even more effort and dedication. Indera's husband is a worker at the "Kant stroi" construction company. Indera takes care of the household and is a mother of three children. The eldest daughter is seventeen. She recently got married. Indera's son is sixteen. He is an eighth-grade student. The youngest daughter is only five, and she attends kindergarden.

In addition to doing everyday work around the house, Indera raises farm animals. She has been in the livestock breeding business ever since her father-in-law gave her three rams, so that she and her husband could breed sheep and little-by-little increase the headcount. That's exactly what Indera proceeded to do. She skilfully used the generous gift of her father-in-law, and thanks to the joint efforts of Indera, her husband, and her children, they were able to create their own flock. When the time came for her eldest daugher to get married Indera was prepared, since she already enough meat. Now Indera is seeking a loan in order to purchase a cow calf. Indera's dream is to build a big house.




Indera has three partners in her group:

Anzhelika K. is thirty-four. She has three children. Anzhelika's husband is a worker at the "Sahzavod" company. Anzhelika herself works as a distribution operator at "Sahzavod". She also has livestock that is tended by her parents. Anzhelika needs a loan in order to purchase several sheep for livestock breeding and sales.

Asanbek K. is sixty-three. Asanbek is a pensionier. His wife works at home. They have four daughters who are married and live separately. Asanbek tends his livestock and sells fifteen litres of milk per day. The sale of milk and his pension allow Asanbek to live independently. Asanbek needs a load to purchase several sheep.

Gulzhan S. is thirty-five. She has two daughters. Gulzhan's husband works as a supervisor at "Kant stroi".Gulzhan stays at home with her youngest daughter. She tends the livestock and sells milk. Gulzhan hopes to obtain a loan that would allow her to purchase two additional sheep.



--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.
View original language description ↓
Калчаева Индера – лидер данной группы. Индера и её семья живут в г. Кант, всего в двадцати километрах от столицы. Это обычная семья, которая, как и многие другие семьи, трудится изо дня в день, чтобы прокормить себя и находит удовольствие в самом труде. Повседневный труд простых людей со средним достатком действительно прививает чувство довольства. Человек находит наслаждение и счастье в повседневных заботах и ещё больше прилагает стараний и усилий, чтобы продлить удовольствие. Муж Индеры работает на предприятии «Кант строй» простым рабочим. Индера – домохозяйка и мать троих детей. Старшей дочери семнадцать лет. Недавно её выдали замуж. Затем её сын. Ему шестнадцать лет. Он учится в восьмом классе. Самой младшей дочери всего пять лет. Она ходит в детский сад. Индера помимо повседневных хлопот по дому, также держит скот и занимается домашним хозяйством. Она занимается животноводством с тех пор, как свёкор подарил ей три барана, чтобы Индера и её муж могли потихоньку разводить овец и увеличивать поголовье. Что и сделала Индера. Она умело распорядилась щедрым подарком свёкра и впоследствии благодаря общим усилиям Индеры, её мужа и детей, они размножили овец. И когда Индера выдавала старшую дочь замуж, она с лёгкостью встретила сватов, так как уже имела овец, т.е. запас мяса. Теперь Индера обратилась за кредитом, чтобы купить тёлку. У Индеры есть мечта построить большой дом.

В группе Индеры три партнёра:

Куанишиной Анжелике тридцать черыре года. У Анжелики трое детей. Муж Анжелики работает разнорабочим на «Сахзаводе». Сама Анжелика работает оператором розлива на «Сахзаводе». Вместе с этим у неё имеется скот, за которым ухаживают её родители. Анжелика нуждается в кредите, чтобы купить несколько овец для разведения и продажи приплода.

Калчаеву Асанбеку шестьдесят три года. Асанбек – пенсионер. Жена – домохозяйка. У них четверо дочерей. Все замужем и живут отдельно. Асанбек держит скот и сдаёт молоко по пятнадцать литров в день. Продажа молока и пенсия позволяют Асанбеку жить, не завися ни от кого. Асанбеку нужен кредит, чтобы купить несколько овец.

Сейдохматовой Гулжан тридцать пять лет. У Гульжан две дочери. Муж Гулжан работает мастером в «Кант строй». Гулжан дома с младшей дочкой. Она ухаживает за скотом и продаёт молоко. Гулжан надеется получить кредит, который позволит ей купить две овцы.


--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 186
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,848,375
    Funds lent in using Kiva
  • 43.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Indera's Group's $550 loan helped a member to buy a cow.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 18, 2009
Listed
Dec 2, 2009
Currency Exchange Loss:
Possible
Ended:
Aug 11, 2010