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Ly S. A., 46 years old, lives with her own small family in Phnom Penh, the capital of Cambodia. Ly S. A. is a good homemaker who stays A. home to either care for the children or do housework. She also cultivates a rice crop during the approaching farming season. Ly S. A. is married and blessed with eight children, one of whom works in construction.

Her husband is a local construction foreman who has many employees who help provide his service. Ly S. A. requests a loan for her husband to use as capital to purchase more building equipment in order to better provide for the needs of his customers.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,720,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ly purchase more building equipment to better provide for the needs of customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2009
Dec 1, 2009
Currency Exchange Loss:
Oct 16, 2010