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Danny Ernesto
Sr. Danny Ernesto T. M. works as a sports promoter for the city of Managua and has been in this position for three years. He has been a client of CEPRODEL for two years and has repaid two previous loans. He is an exemplary husband and father, who has a five year old son in preschool.

Sr. Danny used his first loan to make improvements to his mother’s house. The second loan was used to cover his university expenses. He is a determined young man who strives to succeed as a professional. This current loan will be used to cover his mother’s medical expenses.

View original language description ↓
El señor Danny Ernesto T. M. es promotor de deporte de la Alcaldía de Managua desde hace 3 años. Tiene dos años de ser cliente de CEPRODEL en los que ha obtenido 2 créditos, los cuales los ha pagado muy bien.

Es un padre de familia ejemplar casado, solamente tiene un hijo de 5 años de edad preescolar.

El señor T. M. ha utilizado sus préstamos para mejorar la vivienda de su madre el primero y el segundo para cubrir los gastos arancelarios de la universidad, ya que es un joven esforzado que está buscando su superación como profesional. Así como cubrir gastos de exámenes médicos de su mamá.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Danny Ernesto pay for his mother's medical expenses.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 19, 2009
Nov 29, 2009
Currency Exchange Loss:
Apr 15, 2011