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Las Alondras Group
In this Group: Julia Tereza, Carmen Luisa, Teodocia Juana, Luz Angelica, Milagros Delfina, Margarita, Nuria Rocio, Vereniss, Jenyfer, Edwin Alejandro*, Jorge Luis
* not pictured
The Las Alondras Communal Bank is located in the lower part of Huaycán, in the Ate district, Lima department. They have been working with EDAPROSPO-Prosperidad for three years. The communal bank is comprised of 11 members who work in different types of activities like production, commerce, and service. They are represented by:

Julia S. Tereza Morial currently continues as the president. She is 37 and has a 15 year old son. She sells imported clothes by orders. She will use her loan to buy clothes for the Christmas season. That way she will cover her customers’ orders. In the future she longs to be able to make her business grow.

Luz A. J. is currently the treasurer. She is 37, and she is a single mother with one child. Luz has been selling clothes by order for six years. She also makes clothes. These activities have enabled her to improve her living conditions. She will use the loan to buy various clothes to cover the orders she has received. In the future she wants to make her business grow and establish a convenience store.

Nuria V. A. is currently the secretary. She is 34, in a common law marriage, and has two children. Nuria and her husband sell replacement parts and accessories for vehicles. She will use the loan to purchase things for her business. That will allow her to cover their necessities and improve her children’s education.
View original language description ↓
La alcancía comunal “LAS ALONDRAS” se encuentra ubicada en la parte baja de Huaycán distrito de Ate, departamento de Lima, vienen trabajando con EDAPROSPO – Prosperidad desde hace unos 3 años, la alcancía comunal está conformada por 11 socios quienes desempeñan diferentes tipos de actividades como: producción, comercio y servicio, la cual está representado por:
Julia S. Tereza M., sigue actualmente asumiendo el cargo de presidenta, tiene 37 años y un hijo de 15 años.
Julia se dedica a la venta de ropas importadas según pedidos, su préstamo lo invertirá en compra de ropas para la campaña navideña, para así cubrir los pedidos solicitados de sus clientes, en el futuro anhela poder hacer crecer su negocio.
Luz A. J.: actualmente esta asumiendo el cargo de Tesorera, tiene 37 años, es madre soltera con un hijo.
Luz se dedica a la venta de ropa según pedidos desde hace 6 años, realiza también servicios de confección, con los cuales a logrado mejorar su condición de vida, con el préstamo lo invertirá en la compra de ropas variadas para así cubrir los pedidos solicitados, en el futuro anhela hacer crecer su negocio y llegar a establecer una bodega.
Nuria V. A.: actualmente asume el cargo de secretaria, tiene 34 años, conviviente, con 2 hijos. Nuria y su esposo se dedican a la venta de repuestos y accesorios para vehículos, con el préstamo realizara la compras para su negocio, con el cual le permitirá cubrir sus necesidades y mejorar la educación de sus hijos.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Alondras Group's $3,050 loan helped a member buy merchandise for their businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2009
Listed
Dec 1, 2009
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2010