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Formando Un Futuro Group
In this Group: Hilaria Elsa, Serafina, Herlinda Luz, Yolanda Aurelia*, Restituta Paulina, Gladis Teresa, Natividad, Isabel Regina, Marcelo Miquiar, Jesus
* not pictured
Formando un Futuro (Forming a Future) is a group that lives in San Juan D. Lurigancho and is maD. up of persons who have overcome problems as big as abandonment. For example: Hilaria, 55, has learned to overcome heavy blows in life. She was abandoned as a very young girl and had to roam the streets begging for food until she met a woman who became fond of her and helped her with food and clothing. Still, Hilaria had to work. Hilaria grew based on toil and, by the age of 14, had exacting jobs. One of them was as a dishwasher in a restaurant. At 15, she met the man who would become her partner and father of her two daughters. He was employed as a municipal trash collector, a job that barely earned him enough income to eat. Years passed and when their eldest daughter was 12 years old and the youngest was 6, Hilaria suffered another abandonment; this time by her partner. He abandoned her to her fate, with two daughters. Hilaria now had to be both mother and father and started working again. She began selling candy, then popsicles and ice-cream. Later it was food, prepared meals and at night, sweets and cookies that she peddled from a basket that she carried through the streets. After 25 years, her ex-partner and father of their daughters, returned but only because he was crippled. Their daughters were unaffected by this turn of events because they were independent by this time with families of their own. Now, Hilaria's partner helps out with what he can, like tending to the business, etc. Currently, Hilaria has a small kiosk which the city allows her to use to sell sweets, candies, beverages, etc. and she also has a small ice-cream vending cart for Donofrio brand items and she has traveling phone booths. She is a strong woman who has dreams like so many other women in this society. She tells us with a smile "my dream is to finish my home and to have a store in it so that I can work without having to leave my house because what I most enjoy is work and, if I could work from home, that would be even better for me"
View original language description ↓
ALCOM “FORMANDO UN FUTURO”

Formando un Futuro es un grupo que vive en San Juan D. Lurigancho conformado por personas que han sobresalido D. problemas tan grandes como el abandono.
Caso D. L. señora Hilaria D. 55 años, que ha sabido reponerse D. grandes golpes D. L. vida,
ElL. fue abandonada D. muy pequeña y tuvo que andar por las calles pidiendo algo que comer, hasta que conoció a una señora que se encariñó con elL. y L. ayudo, alimento y vistió pero Hilaria igual tenia que trabajar, Hilaria creció a base D. trabajo y a sus catorce años ya tenía trabajos más fuertes, uno D. ellos fue en un restaurante donD. tenia el empleo D. lava platos, a los quince año conoció a quien seria su pareja y padre se sus 2 hijas, él trabajaba en L. municipalidad D. recogedor D. basura, empleo que a L. justas alcanzaba para comer.
Pasaron los años y cuando L. mayor D. sus hijas tuvo 12 y L. menor 6, Hilaria sufrió otro abandono D. parte D. su pareja, él L. abandonó a su suerte, con sus 2 hijas, estonces Hilaria tenía que ser padre y madre, comenzó a trabajar nuevamente, inició vendiendo caramelos, después vendió chupetes, helados, luego comida, menús y en las noches vendía golosinas, galletas, en una canasta D. manera ambulante.
Después D. 25 años su ex-pareja, padre D. sus hijas D. Hilaria, volvió, pero solo por estar lisiado, sus hijas independizadas tomaron este hecho D. forma indiferente ya que tenían sus propias familias, ahora L. pareja D. Hilaria ayuda en lo que pueD., cuidando el negocio, etc.
En L. actualidad Hilaria tiene un kiosco con permiso D. L. municipalidad donD. venD. golosinas, dulces, bebidas, etc., también tiene un carrito D. helados Donofrio, y un locutorio ambulante.
ElL. es una mujer fuerte que tiene sueños como los D. muchas mujeres en este sociedad, elL. nos comenta con una sonrisa: “Mi sueño es tener mi casa terminada y una bodega en elL., para poder trabajar sin necesidad D. salir D. mi casa pues lo que mas me gusta es el trabajo y si el trabajo esta en casa mejor para mi”



Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,345,725
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Formando Un Futuro Group's $3,375 loan helped a member working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 26, 2009
Listed
Dec 1, 2009
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2010