Ana is 43 years old and married; she lives with her children in her parents' house. She has extensive experience in the business of renting moto-taxis (motorcycles with an attached cab for passengers). Ana's husband is currently abroad, and he sends remittances to pay the expenses of maintaining and educating his children. Thanks to the savings from these funds, Ana was able to buy a moto-taxi, and she now has 3 vehicles. She is not able to live in her own house, since it was destroyed by an earthquake, and that is why she is currently living in her parents' home. Ana dedicates all of her available income, both from the remittances and the rental of her moto-taxis, to her children's education; her daughters are university students, and her youngest son is in primary school. Ana dreams of seeing her daughters and her youngest son graduate, and she also dreams of being able to rebuild her house and thus provide security and well-being to her children.
Ana tiene 43 años de edad, es casada vive con su hijos en su casa de sus padres. Ella tiene amplia experiencia en el negocio de alquiler de mototaxis, su esposo de Ana se encuentra en el extranjero el cual le envía remesas para los gastos de la manutención y de educación de sus hijos, la cual le permitio comprar una mototaxi con ahorros producto de las remesas, ahora posee 3 unidades. Ana no tiene su vivienda ya que se destruyo con el terremoto por ese motivo es que se encuentra viviendo en casa de sus padres.Ana destina todos los ingresos tanto de alquiler de sus mototaxis y remesas para la educación de sus hijas las cuales se encuentran en la universidad y el menor en primaria, Ana sueña con ver graduarse a sus hijas y así también su menor hijo y poder construir su casa y así poder brindarle seguridad y bienestar a sus hijos.
About Caja Rural Señor de Luren
Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.