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Lina
Lina was born in Gaza and is 47. She lives with her husband and her four children whose ages range between 12 and 27. The three youngest go to school. She isn't responsible financially for anyone else and saves 1,500 meticais a month.


Lina left Gaza for the town of Namaacha on the border with Swaziland with her oldest brother, who was working for the registry office in that district. When she arrived to Namaacha, she enrolled in school. In that same year, she became pregnant and had to stop studying because at that time it wasn't allowed to go to school while pregnant. She got married, and five days later, her husband abandoned her and left for South Africa. He left a letter that she only discovered 6 months later claiming that he was going to look for a job. Her life was difficult, so she asked her brother for help, and he got her a job at the registry office where she worked for 5 years. After she finished her contract, she married her current husband who now lives with her in her home. With the money she made from her job, she started her own business selling capulanas (robes/dresses) which she acquired in Maputo and resold in Swaziland. Her business has grown and she can't satisfy her customers' demand anymore. She is turning to Hluvuku and Kiva for her fourth loan so she can increase her stock of merchandise. Today she has better products (sheets, blankets, duvets, pants, and curtains). She buys these items for 400, 500, and 350 meticais and resells them for 1,000, 1250, and 600 meticais. She makes a monthly profit of 8,000 meticais.


This is her fourth loan with Hluvuku and her second with Kiva. Her first one was for 11,000 meticais to buy various types of clothing like blouses, sheets, duvets, blankets, pants, and curtains). Her second one was for 15,500 meticais to increase her volume of merchandise. Her third was for 20,000 meticais to expand her kitchen, which is now complete. This one is for 25,000 meticais, which she will use to increase the volume of her business. She is building a boutique because at her age she doesn't want to make deliveries to people's homes anymore.

View original language description ↓
Lina nasceu em Gaza tem 47 anos de idade, vive maritalmente é mãe de 4 filhos com idades compreendidas entre os 27 aos 12 anos, os três mais novos é que vão a Escola. Não responsabiliza se por ninguém e consegue por mês poupar 1.500.00MT.
Lina sai de Gaza para Vila de Namaacha na Fronteira de Swazilândia com o seu irmão mais velho este que era trabalhador dos Regis to civil naquele distrito. Chegado a Namaacha ingressa a Escola, no mesmo ano fica grávida do seu esposo e teve que interromper os estudos porque na altura era proibido estudar nesse estado. Casa se com o seu marido e cinco dias depois este abandona­a emigrando se para a África do Sul, deixou uma carta que só foi descoberta 6 meses depois alegando que ia a procura de emprego ate então. A vida fica difícil ela pede ajuda ao irmão e este arranja um emprego para ela no Regis to Civil como servente onde trabalha durante 5 anos. Após findar o contracto, junta se com o actual marido este que passou a vier com ela em sua casa. Com o fundo colectado no serviço ela inicia o seu próprio negócio de venda de capulanas adquirida em maputo e revendia na swazilândia. O seu negócio foi crescendo e já não conseguia satisfazer a necessidades dos clientes, então aproxima a hluvuku e kiva solicitando um empréstimo pela quarta vez para aumentar o stock de mercadoria. Hoje tem como melhor produto (lençóis, mantas, duvetes e cortinas) adquirido a 400.00MT, a 500.00MT, a 350.00MT e revende a 1000.00MT, a 1250.00MT, e a 600mt consecutivamente. Tem tido um lucro mensal de 8.000.00MT.

Este é o quarto empréstimo de lina na hluvuku e segundo com kiva. o primeiro de 11.000.00MT foi para comprar diversos tipos de roupas tais como (blusas, lençóis, duvetes, mantas, calças e cortinas),o segundo de 15.500.00MT foi para aumentar o volume de mercadoria, o terceiro de 20.000.00MT foi usado para ampliar a obra da sua cozinha que já esta quase concluída. Estes 25.000.00MT serão usados para aumentar o volume dos seus negócios. Está construindo boutique, pois a idade já não ajuda para fazer entraga domiciliaria.


About Mozambique

  • $1,200
    Average annual income
  • 59
    View loans »
    Mozambique Loans Fundraising
  • $2,724,100
    Funds lent in using Kiva
  • 30.5
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $825 helped Lina to buy and sell clothing and other textiles.
99% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2009
Listed
Dec 1, 2009
Currency Exchange Loss:
Possible
Ended:
Apr 29, 2011