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Lomaga N. is a 35-year-old woman living in the town of Sataua Uta. She is married and has 5 school-aged children. To make a living, Lomaga owns & operates a business venture in the agriculture sector, raising crops. While not the only means for generating revenue, the main source of income for the business comes from planting & harvesting 'taamu' for sale. Lomaga has been engaged in this business for over 2 years and earns approximately 300 WST a month from these activities.

In 2008, Lomaga joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Lomaga has successfully repaid a previous loan of 750 WST from SPBD. This previous loan was used to purchase fertilizers such as manure. Lomaga is now requesting a new loan of 1400 WST which will be used to purchase fertilizers such as manure. This will be the 2nd loan taken out by the borrower from SPBD. Lomaga plans to use the additional revenue generated from the business to improve/expand her business.

About SPBD:

SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 32
    View loans »
    Samoa Loans Fundraising
  • $7,793,625
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Lomaga to purchase fertilizers such as manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2009
Nov 26, 2009
Currency Exchange Loss:
Jan 13, 2011