Selina is a widow, a lady of forrty five years of age. She has seven children and three are attending school. Her husband died last year but that hasn't stopped Selina from doing her business. She has a son that works as a teacher and he is the only employed person in her family. She joined the programme last year and her business is chips. This chips are made from either taro or bananas. She works five days of the week and she sells one package of chips for one dollar each. She produces thirty to fifty bags of chips a day and therefore earned $30-$50. The total sale for the week is $150 and Selina is willing to supply more in the future to assist her family financially. She is asking for a loan of $750 to by oil, two fryers and some knives.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.