Lemoe A. Y. is a member of the Samatau 3 center. She is thirty-four years of age and one of the successful businesswomen within the programme. Her business is fishing. Her father and brothers are the ones that actually do the fishing. The fishing can be done in the day time but usually they prefer to do it at night. Lemoe is on her fifth loan and she is still doing the fishing business .Her income for a week is $300.00 tala and $1800.00 a week profit. She explained that fishing is a profitable business and also a very risky one. Lemoe dreamed of having a big boat so that her father and brother will fish more so that her business will become an industry where she and her family can export to the overseas market for a better price. Lemoe is asking for a loan of $1200 to buy fishing nets, hooks and other equipment.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.