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Joyitas De Cosmos Group
In this Group: Celia, Maria Luisa, Manuela*, Lucia Angelica, Ana*, Rosa, Roslinda, Wilma, Victoria Corina, Paulina, Clara, Claudia, Silvia Angelica
* not pictured
The members of the group “Joyitas de Cosmos” (Jewels of the Cosmos) meet every two weeks at the Collpani Community Center. They have neighborhood shops that offer various products such as vegetables, prepared foods, chuño (dehydrated potatoes), dried foods, cosmetics, and woven clothing. All of them work very hard to succeed so that their families can have a better quality of life. They have worked together as a group for approximately 5 years. They enjoy participating in the training seminars and have also taken advantage of medical services in which they bring their children to the clinic to have their height and weight monitored.

The members need access to a loan so that they can increase their operating capital. The proceeds will be used to buy merchandise.

View original language description ↓
Venta de verduras, comida, chuño (papa deshidratada), alimento seco, cosméticos, tejido de prendas de vestir, atención de tienda de barrio son los diversos negocios a los cuales se dedican las integrantes del grupo Joyitas de Cosmos, que a su vez pertenecen al Centro Focal Collpani, que se reúnen cada dos semanas. Todas trabajan con mucho esfuerzo para sacar adelante a sus familias para tener una mejor calidad de vida, están juntas hace aproximadamente 5 años y les agrada participar de las capacitaciones así como visitar al consultorio llevando a sus hijos para el control de peso y talla.
Todas necesitan acceder al préstamo para incrementar capital de trabajo en su mayoría piensan comprar mercadería.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 164
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Joyitas De Cosmos Group's $2,775 loan helped a member operating capital for their respective businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 20, 2009
Dec 1, 2009
Currency Exchange Loss:
Jun 15, 2010