Check out some available loans that are similar to this one!
Yelba María
Yelba María M. A. is 54 years old and lives with her husband and three children in the community of Hernández located in Los Chiles, Alajuela Province. This community is in a mountainous area that has grand vistas and experiences great humidity. It is on the road that is closest to the northern border of the country. The principal economic activities of the region are livestock breeding and agriculture, specifically the cultivation of basic grains, tubers, and oranges.


A little over two years ago, Doña Yelba began selling personal items, household products, as well as cosmetics, perfumes, crèmes, etc. She goes from house to house offering her merchandise. Sometimes customers will come to her home to buy these products. Doña Yelba says her business has helped tremendously in covering her household expenses and enabling her children to get ahead.


She is currently requesting a microloan in the amount of 668,000 colones to purchase merchandise she can sell in her village. Business has been good, but she lacks the available capital to make it grow even more. Doña Yelba hopes this loan will enable her to increase her sales, improve her family’s financial condition, and provide greater opportunities for her children.


Doña Yelba is a member of the United Community Credit Enterprise for Development, one of the 100 partner organizations affiliated with EDESA in Costa Rica. This is her first loan and she hopes to grow personally and financially. She would like to offer her thanks to these types of organizations and credit facilitators that enable her to devote more time to productive activities.

View original language description ↓

Yelba María M. A. es una señora de 54 años de edad la cual vive con su esposo y sus tres hijos en una comunidad llamada Hernández localizada en Los Chiles, provincia de Alajuela; está comunidad se destaca por ser una zona montañosa con grandes paisajes, presenta una gran humedad y además se encuentra sobre la carretera muy cerca de la frontera norte de nuestro país. Sus principales actividades económicas son la ganadería y la agricultura específicamente se da la siembra de granos básicos, tubérculos y naranja.

Desde hace poco más de dos años que doña Yelba se dedica a la venta de objetos de uso personal y también para el hogar tales como cosméticos, perfumes, cremas entre otros. Ella pasa casa por casa ofreciendo sus productos y vendiéndolos aunque incluso algunas veces la llegan a buscar a ella a su propia casa. Dice que su negocio la ha ayudado mucho ya que gracias a esto ha podido cubrir ciertos gastos de su hogar y ha podido sacar adelante a sus hijos.

Actualmente doña Yelba está solicitando un microcrédito por un monto de ¢668.000(seiscientos sesenta y ocho mil colones) para comprar y vender mercadería en su pueblo. Su negocio va bien pero por falta de dinero no ha podido hacerlo crecer más. Con el préstamo que está solicitando ella espera aumentar las ventas y así mejorar la condición económica de su familia y poder brindarles mayores oportunidades a sus hijos.

Doña Yelba es socia de la Empresa de Crédito Comunal Unidos por un Desarrollo, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo y con él espera crecer más a nivel personal y económico. También destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito puede dedicar más tiempo a las actividades productivas.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 42
    View loans »
    Costa Rica Loans Fundraising
  • $4,436,225
    Funds lent in using Kiva
  • 556.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yelba María purchase merchandise.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Irregularly
Disbursed:
Dec 3, 2009
Listed
Dec 1, 2009
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2013