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Sonata En Invierno Group
In this Group: Maria Paula, Epifania Nancy, Liliana Beatriz, Yngrid Jhovana, Flor De Maria Jesus, Sonia Esperanza, Ceci Ocelin, Rosenda Evarista, Benilda Doris, Inelda Victoria
In this Alcancia communal bank are 10 hardworking women. They had the bright idea of setting up micro enterprises, putting their best skills forward in the tasks that they knew the best. They work making clothing knit out of wool and cotton thread, cosmetology, selling food in the streets, and selling shoes. In these businesses Jhovana Asensio and Rosenda S. will tell us their experiences.

I’m Jhovana. I’m 40 years old and have 2 children, one 14 and the other 2. I had to work because my husband’s work was sporadic so we couldn’t count on a regular income. I used my skill as a seamstress (dressmaking and embroidery) to make children’s clothing: polo shirts, jackets, and pants on a sewing machine that my husband had given me when we were going together. In the beginning I wasn’t making any money but this didn’t stop me from continuing with what I knew how to do best. One day the noise from the sewing machine prompted the curiosity of my neighbors and they started bringing me clothing to alter and to make. This helped me a lot and I became known and then started making school uniforms for their children. This started a siD. business and I began to make uniforms for another school and I also sold shoes. With this work I needed a semi-industrial sewing machine to fill my orders and that brought me to EDAPROSPO-PROSPERIDAD to ask for a loan. That helped me greatly because I could buy what I needed and subsequent loans helped me invest in materials for embroidery, fabric, patterns, sponge rubber, gold thread and all colors of thread that are used in typical clothing of the Peruvian mountains. All the hard work and perseverance enabled me to buy a sandwich cart. Every night I would go outsiD. my house and sell food such as hamburgers, roasted chickens. I’ve stopped this until my youngest child, the 2 year old, grows a little more. The profits that I have maD. from my businesses have solved, paying for my family’s food, and also for the school expenses, particularly of my daughter, especially when my husband doesn’t have any work. I have also been able to build our little thatched house out of good materials so that my children are much more comfortable-which they need. The loan that I would like to have is to buy, shoes, boots and slippers for my customers’ orders. My goal is to continue working very hard to give the best to my family members.

Rosenda: I’m 40, married and have two children (20, 15). I decided to work in knitting to help my husband, who is currently abroad, with the household expenses. I began to give knitting classes in crochet and with needles, and macramé, in a stand that I rented. I used this opportunity to sell the materials that they needed to make the sweaters, ponchos, and other things. In my free time I was selling shoes to my friends and acquaintances for about a year but I had to stop since the profits weren’t worthwhile. Currently I’m knitting with a group of women. The person we’re working for is in charge of exporting what we make.
The loans that I have gotten are used to buy the materials for making the knit and cotton sweaters, caps, shawls, knit shoes and cotton dresses. The profits that I get are being used to help my oldest daughter with her career in baking, buying the supplies and paying for the travel, as well as for basic household expenses. My goal is to buy a knitting machine because in the future I’d like to set up a space for a workshop in my house, which would allow me to increase my profits. I need the money to put cement on the walls so that the workshop will look good.
View original language description ↓
SONATA EN INVIERNO

En esta alcancía comunal participan diez mujeres trabajadoras, empeñosas, ellas tuvieron el ingenio D. buscar la manera D. trabajar como microempresarias, empleando sus habilidades en las tareas que mejor sabían desenvolverse, estos se dedican a confeccionar prendas D. vestir, tejidos en lana e hilo, cosmetología, venta D. comida ambulatoria, venta D. zapatos. Es así que en esta oportunidad Jhovana A. y Rosenda S. nos cuenta sus experiencias:

Jhovana, tengo 40 años y soy madre D. dos niños D. catorce y dos años. Tuve que trabajar por necesidad debido que los ingresos D. mi esposo eran eventuales por no contar con un trabajo estable. Utilicé mi habilidad D. costura (confección y bordado) en hacer prendas para niños: polos, casacas y pantalones con la máquina D. coser que me regaló mi esposo cuando aún éramos enamorados. Al inicio no veía ganancias, pero eso no me impidió en continuar haciendo los trabajos que mejor sabía hacer; un día el ruido D. mi máquina despertó la curiosidad D. mis vecinos para que les hiciera arreglos D. compostura, confecciones, lo que me ayudó mucho porque con el tiempo me hice conocida, llegando incluso en confeccionar uniformes para los niños D. un inicial en la cual desempeñaba la labor D. auxiliar, también hice camisas para otro colegio, vendía zapatos. Era indispensable adquirir una máquina semi industrial para cumplir los pedidos D. mis clientes, ello me llevó a solicitar un préstamo a EDAPROSPO – PROSPERIDAD lo que me ayudó mucho porque compré lo que necesitaba además los siguientes créditos invertí en materiales D. bordado, telas, greca, esponja delgada, hilos dorados, hilos D. todos los colores para la confección D. trajes típicos D. la sierra peruana. El esfuerzo y perseverancia hizo posible comprar carrito sandwichero, todas las noches salía a vender afuera D. mi casa hamburguesas, pollo brouster, he dejado D. hacerlo por un tiempo hasta que mi hijito D. dos años crezca un poco más. Las ganancias D. estas ventas son D. gran apoyo en mi familia porque solvento los gastos D. alimentación, pagar el colegio particular a mi mayor hija y en los momentos en que mi esposo no tiene trabajo. He podido además construir mi casita D. esteras a material noble a fin D. darles comodidad a mis hijos que lo necesitan. El préstamo que requiero es para comprar los pedidos D. mis clientes esta vez zapatos, botines, zapatillas y seguir trabajando muy duro con el propósito D. darle lo mejor a los miembros D. mi hogar.


Rosenda, tengo 40 años D. edad, casada, madre D. dos hijos (20, 15 años). Me decidí a trabajar en tejidos a fin D. apoyar a mi esposo que actualmente está en el extranjero en los gastos que comprenD. una familia. Empecé a dictar clases D. tejidos a crochet y palitos, macramé en un stand que alquilé, aprovechaba en vender los materiales para la confección D. chompas, ponchos u otros, así mismo en mi tiempo libre estuve ofreciendo zapatos a mis conocidos y amistades, más D. un año atrás tuve que dejarlo porque los ingresos no resultaban rentables; actualmente estoy trabajando con un pequeño grupo D. mujeres que se dedican a tejer, la persona para quien trabajamos se encarga D. exportar nuestros productos.
Los préstamos que he recibido lo invertí en comprar los materiales para la confección D. chompas a hilo y lana, gorros, chalinas, zapatos tejidos, vestidos D. algodón. Los ingresos que obtengo son para costear la carrera D. repostería a mi hija mayor cubriéndole sus materiales y pasajes, además D. los gastos básicos del hogar. Mi meta es comprar una máquina tejedora, porque pienso más adelante acondicionar un espacio D. mi casa en hacer un taller, lo que me permitirá a futuro incrementar mis ingresos. Necesito del capital para tarrajear la pared que instalaré mi taller dándole un ambiente apropiado.






Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 52
    View loans »
    Peru Loans Fundraising
  • $53,895,075
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sonata En Invierno Group's $1,500 loan helped a member to buy materials to make typical clothing of the Peruvian mountains.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 17, 2009
Listed
Nov 30, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010