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C2321 Twitezimbere Group
In this Group: Samuel, Clementine, Jacqueline, Gady, Samuel
Jacqueline is 35 years old and is married with five children with ages between 2 and 10 years. She is the president of a group called Twitezimbere. This group has owned a shop for the past three years selling a wide variety of goods. It is well known in the community and employs four people. The business is open every day from 7 a.m. to 5 p.m.

After having operated successfully in business for three years, Jacqueline and her group are requesting their first loan from Kiva lenders via Vision Finance Company. The loan proceeds will be used to expand their offerings through purchasing additional goods such as household items and a variety of foodstuffs such as sugar, beans, rice, etc.

The members of Twitezimbere hope that the new range of products will appeal to their current customers as well as attract new customers to their store. All of this should result in a greater profit for their enterprise. With this profit, the members of Twitezimbere will continue to pay school fees for their children and build a secure future for their families and loved ones.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 566.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C2321 Twitezimbere Group's $900 loan helped a member to buy additional goods, household items and foodstuffs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 25, 2009
Dec 1, 2009
Currency Exchange Loss:
Jun 17, 2010