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Luis Antonio
Señor Luis Antonio L. Urbina has worked with Ceprodel for 6 years, and during this time, he has managed to improve his living conditions with the 8 credits that he has had with them. This credit that he is requesting will go towards improving his home by replacing its roof, with the goal of giving a better lifestyle to his family.
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El señor Luis Antonio L. Urbina ha trabajado con Ceprodel durante seis años y en ese lapso ha logrado mejorar las condiciones de su vivienda con los 8 créditos que ha trabajado con Ceprodel.

El crédito solicitado es para Mejoramiento de vivienda cambio de techo, con el fin de darle un mejor estilo de vida a su Familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Luis Antonio home improvements.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 10, 2009
Nov 25, 2009
Currency Exchange Loss:
Mar 15, 2011