Señora Rosa L. is a woman who makes a living by selling clothing and cosmetics. She works with Avon catalogs and sells various clothing for women, men, and children, much of which she does by taking orders. She has had this business for 7 years and started it with money that her husband gave her. She started working with little but later on she bought more through a loan, which has generated better profits for her. What she hopes for in the future is to have a store with a lot of variety of products in her own home. She is 40 and lives in Laureles Norte. Her husband works as a driver, and they have 2 beautiful older children. With this financing, she will buy men's and women's pants, dresses, skirts, shirts, perfumes, creams, makeup, and much more to improve her sales.
La señora Rosa L. mujer que se dedica ala venta de ropa, cosméticos trabaja con catálogos de la Avon, ropa variada para dama, caballeros, niños mucho de ello por encargo. Lleva siete años en este negocio que lo inicio con dinero que su esposo dio, comenzó trabajando con poquito pero luego con préstamo el cual compro mas lo que le ha generado mejores ganancias lo que espera en un futuro tener una tienda con muchas variedades de productos en su propia casa. Tiene 40 años de edad, vive en Laureles Norte, su esposo trabaja como conductor y con dos hermosos hijos mayores. Con este financiamiento comprara pantalones de hombres y mujeres, vestidos, faldas, camisa también perfúmenes, cremas, pinturas, y muchos más para mejorar las ventas.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.