In the department of Chinandenga, Juana N. sells clothes as a means of sustaining her household. She is requesting a loan so that she can acquire more merchandise from her suppliers. Juana will buy clothing for men, women, and children. It is important to note that she is a widow, so she invests twice as much as effort into her business. She needs immediate access to this loan so that she can continue selling clothes from her vending post.
En el departamento de Chinandega, la señora Juana N. dedica su tiempo a la actividad de venta de ropa la que es comercializada por ella misma con mucho entusiasmo para continuar llevando el sustento a su casa de habitación que tanto necesita de ella.
Solicita el crédito para invertirlo en la compra de la mercadería a sus proveedores la que adquiere ropa para damas, caballeros y niños. Es de importancia destacar que por ser viuda, sus esfuerzos son dobles en el negocio y por esta razón requiere a lo inmediato del crédito para continuar la venta de ropa en su localidad.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.