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Karlet
Karlet R. G. is a 21 year old young woman. She lives with her small child and her husband in the Hernández community located in Los Chiles in the Aljuela province. This community stands out for its mountainous regions with great scenery. It is very humid, and it is very close to the northern border of the country. It primary economic activities are livestock and farming. Specifically, they plant basic grains, tubers, and oranges.

A little over six months ago Karlet started raising pigs to fatten. She sells her products to the neighbors in the community, and they are very satisfied with the quality of her products. She says that since she started her project she has felt very good because she has seen how her hard work, little by little, has made her business grow.

Karlet is currently asking for a small loan for ¢ 670,000 (six hundred seventy thousand colones) to buy more pigs to fatten. She will also buy food and other materials to improve the location where the animals are, and, if possible, make it a little bigger. With this investment she expects her small business to grow more and become stronger in order to attract more customers and offer them better products. All of this will help improve living conditions for her and for her family.

Karlet is a member of the United Community Credit Enterprise for Development, one of the 100 partner organizations affiliated with EDESA in Costa Rica. This is her first loan and she hopes to grow personally and financially. She would like to offer her thanks to these types of organizations and credit facilitators that enable her to devote more time to productive activities.
View original language description ↓
Karlet R. G. es una joven señora de 21 años de edad la cual vive con su pequeño hijo y su esposo en una comunidad llamada Hernández localizada en Los Chiles, provincia de Alajuela; está comunidad se destaca por ser una zona montañosa con grandes paisajes, presenta una gran humedad y además se encuentra sobre la carretera muy cerca de la frontera norte de nuestro país. Sus principales actividades económicas son la ganadería y la agricultura específicamente se da la siembra de granos básicos, tubérculos y naranja.

Desde hace poco más de seis meses que Karlet se dedica a la cría de cerdo para engorde. Ella vende sus productos a los vecinos de la comunidad, quienes se muestran muy satisfechos por la calidad de estos. Comenta que desde que inició el proyecto se ha sentido muy bien ya que ha visto como su arduo trabajo poco a poco a hecho que su negocio crezca.

Actualmente Karlet está solicitando un microcrédito de ¢ 670,000 (seiscientos setenta mil colones) para la compra de más cerdos para engorde, así como compra de alimento y compra de materiales para mejorar el local donde están los animales y si es posible agrandarlo un poquito más. Con esta inversión espera que su microempresa crezca más y se fortalezca, para poder atraer a más clientes y ofrecerles mejores productos. Todo esto ayudará a mejorar sus condiciones de vida y las de su familia.

Karlet es socia de la Empresa de Crédito Comunal Unidos por un Desarrollo, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo y con él espera crecer más a nivel personal y económico. También destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito puede dedicar más tiempo a las actividades productivas.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 558.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Karlet buy pigs to fatten.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Irregularly
Disbursed:
Dec 3, 2009
Listed
Nov 27, 2009
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2013