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Teresa Victoria
The communal bank, "Manuelita Sáenz" meets in the Jocay neighborhood in the city of Manta on the coast of Ecuador. Manta is the first tuna port in South America and it is an area with a lot of economic activity.


Señora Teresa Z. is a native of Quevedo in the province of Los Ríos. She came to Manta to live 20 years ago and formed her family here. She is currently married and has three young children who are in college. Her husband is a taxi driver in the city.


Teresita is a woman who makes a leaving by sewing and designing. She learned when she was very young and her parents motivated to study and practice. She graduated and has worked for more than 5 years in this field. She makes athletic clothing, wedding dresses, and lingerie. She has a workshop in her home where she makes her designs. She tells us that her business is a little low right now because some people prefer to buy clothing that is already made, and that is why she chose to make and deliver her designs to department stores. Each piece of clothing costs $30, $50, or $70 depending on the design and how complex it is to make.


Teresa is requesting a new loan from the Fundación to invest in the purchase of fabric, thread, buttons, zippers, and other items to make her clothing so she can deliver her orders on time. She will travel to Guayaquil and Portoviejo to acquire these materials at a cost of approximately $800-1,000.

View original language description ↓
El Banco Comunal Manuelita Sáenz se reúne en barrio Jocay de la ciudad de Manta en la costa de Ecuador, Manta es el primer puerto atunero de Sudamérica es una zona de mucho movimiento económico.

La señora Teresa Z. es oriunda de Quevedo en la provincia de Los Ríos, llegó a vivir a Manta hace 20 años, aquí formó su familia, actualmente se encuentra casada y tiene tres hijos jóvenes universitarios, el esposo es de profesión chofer que trabaja en un taxi en la ciudad.

Teresita es una mujer dedicada a la costura, de profesión modista, se preparó cuando era muy joven sus padres fueron los que la impulsaron a que estudie y se prepare, se graduó en esta profesión y desde hace 5 años trabaja en éste arte, confecciona ropa deportiva, vestidos de novia y ropa intima, en su casa tiene un pequeño taller, ella diseña los modelos de sus prendas, cuenta que ahora el negocio está un poco bajo porque algunas personas prefieren comprar la ropa ya confeccionada por eso opto por confeccionar y entregar a almacenes para que comercialicen sus diseños, cada prenda tiene un costo de 30, 50 o 70 dólares dependiendo del diseño y la complejidad de confeccionarlo.

Teresa está solicitando un nuevo préstamo a la Fundación para invertir en la compra de telas, hilos, botones, cierres, y otros implementos para la confección de sus prendas y entregar a tiempo los nuevos pedidos, para ello ella viaja hasta la ciudad de Guayaquil y Portoviejo para adquirir la materia prima por un costo aproximado de 800 hasta 1000 dólares en cada compra.

About Ecuador

  • $10,200
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $22,854,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Teresa Victoria to purchase supplies like fabric, thread, zippers, buttons, and more to make her designs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 19, 2009
Listed
Dec 1, 2009
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2010