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C4353 Abishyizehamwe Group
In this Group: Bertine, Odette, Didace , Donata, Julienne, Emerthe , Jean Nepo
Bertine is 28 years old and is married with five children. She lives in Kimironko, located in Kigali, the capital city of Rwanda. Bertine's business is located in the busy and popular Kimironko Market.

Bertine is the president of a group called Abishyizehamwe. This is the group's third successful year in the business of selling secondhand and gently-worn clothing. The hours of their business require that they work from early in the morning until late in the evening depending upon customer traffic on any given day.

The members of this group, after having the idea of improving their business and increasing their sales, are requesting their first loan from Kiva lenders via Vision Finance Company. With this loan, these members plan to carefully source and then purchase various different and attractive styles of used clothes. This new variety in their offering will hopefully attract more customers as well as earn more profit for Abishyizehamwe.

With this profit, they will reinvest in their business so that in the future, loans are not necessary. They will be able to rely on equity and cash-on-hand. Also, they all plan and hope to continue taking care of their families.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 1
    View loans »
    Rwanda Loans Fundraising
  • $15,573,075
    Funds lent in using Kiva
  • 566.0
    Rwanda Francs (RWF) = $1 USD