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Maria Helena
Maria Helena C. was born in the province of Maputo, the capital of Mozambique. She is 51, married, and the mother of 2 children who are 32 and 18. Both of them work and don't go to school. She only studied through the 3rd grade and didn't continue because of her parents' lack of financial resources. She lives in her own home with her family and doesn't support anyone besides them. She never left Maputo. She has a business where she has sold food products for more than 15 years. She has a sales volume of 15,000 meticais a month and earns a monthly income of 3,500 meticais a month, which she uses to support her family, pay for credit, and saves some in her bank account. She has never had a loan with another establishment. She became familiar with Hluvuku through her friends, and this is her 5th loan, which is for 12,000 meticais. She will use it to buy construction materials (cement, stone, sand, and labor) to expand her home. Her previous loans were for 6,000, 6,000, 7,200, and 11,200 meticais, which she used to purchase furniture, appliances, and other domestic goods. In the future, she hopes to request more loans so she can continue expanding her home and to buy more furniture for it.
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Maria Helena C. nasceu na Província de Maputo, capital de Moçambique, tem 51 anos de idade, casada e mãe de 2 filhos de 32 e 18 anos de idade todos trabalham já não vão a escola. Fez somente 3ª classe não continuou por falta de condições financeiras por parte dos pais. Vive na casa própria com a sua família, e não sustenta mais ninguém.

Nunca saiu de Maputo. Possui um estabelecimento comercial onde vende produtos alimentares ha mais de quinze anos. Movimenta um volume de 15.000,00mt e ganha um rendimento de cerca de 3.500,00mt que aplica no sustento da família e pagamento de crédito e popa algum dinheiro na sua conta bancária.

Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de suas amigas e este é o seu 5º empréstimo no valor de 12.000.00mt com o qual pretende comprar material de construção (cimento, pedra, areia e mão de obra) para ampliação da sua casa. Os empréstimos anteriores foram de 6.000.00mt, 6.000.00mt, 7.200.00mt e 11.200.00mt para compra de mobília, electrodomésticos e outros bens de uso doméstico.

No futuro pretende solicitar mais empréstimos para continuar com a ampliação da casa e comprar mais imóveis para sua residência.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 132
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 29.3
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $425 helped Maria Helena purchase of construction material (cement, stone, and labor).
98% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 16, 2009
Listed
Dec 1, 2009
Currency Exchange Loss:
Possible
Ended:
Apr 30, 2011