O. Helene is a dynamic 52-year-old widow. She has 6 children and lives with her family in Port-Bouët, a township in the southern area of Abidjan. She has been selling used clothes for years and is proud of having been able to pay tuition and school fees for her children. Helene's youngest daughter will enroll in grammar school in September so she needs to increase her income in order to handle the increased household and education expenses. She wants to increase the volume of her business and she would like to be a used clothes wholesaler in order to improve her profit margin. Helene is honest and has reimbursed all her previous loans in a timely manner.