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This is Leticia M., a 58-year-old transport operator from Pasay City. She is married to Orlando, a 61-year-old jeepney driver. Leticia is a multi-tasking entrepreneur. She is into rag making, which she started five years ago. Along with production of rags, she maintains a coin-operated video karaoke machine. With still a little time left, she manages the operation of their passenger jeepney, which her husband drives daily. It plies the routes covering the city. They bought the jeepney and acquired a permit for public conveyance three years ago. Leticia earns approximately 15,000 PHP a month from her businesses. Most of the profits go to her grandchildren's education.

Leticia considers her membership with the Center for Community Transformation (CCT) Credit Cooperative a heaven-sent blessing. She wants to share with friends the many blessings she has received since joining the CCT. She is currently in need of a loan amounting to 22,000 PHP in order to purchase much needed spare parts for the repair and improvement of their passenger jeepney. She believes that their jeepney is God's gift to them.

About CCT:

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ. CCT is a member of the Five Talents family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1296
    View loans »
    Philippines Loans Fundraising
  • $57,926,225
    Funds lent in using Kiva
  • 47.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Leticia to purchase jeepney spare parts for preventive maintenance.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 12, 2009
Dec 1, 2009
Currency Exchange Loss:
May 15, 2010