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A business-minded woman from San Roque, Cardona in a beautiful province of Rizal has been engaged in her business for more than two years. Her business is direct selling of Avon products. She is also involved in the Fish Cage business. She believes that if her proposed loan is granted, it will be a big help for the expansion of her business. That is why she is very determined and disciplined to use the money which is lent to her.

She disciplined herself to use all the money borrowed from ASHI, a KIVA partner, for her business to gain more profit. This profit is what she uses for daily expenses. She got involved with ASHI because of the family's dreams to send her children to school and finish their studies with a degree. She is a good mother of her two children and still dreams of the best for her family. She belongs to a poor family who needs help to change their standard of living and provide a beautiful house for her family in the future. All of these goals in life are supported by her loving husband, Norman A., a 23-year-old factory worker. Through the love between the couple, they are blessed with one child, Angelica A., 4 years old. This is the story of 28-year-old Gerlie A., a focused mother who is hopeful for her dreams.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1184
    View loans »
    Philippines Loans Fundraising
  • $63,443,275
    Funds lent in using Kiva
  • 47.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Gerlie to purchse Avon products, bamboo, fish net, and "banyera" (a big basket) for fish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 16, 2009
Nov 25, 2009
Currency Exchange Loss:
Jun 15, 2010