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Veng V., 49 and his wife Sarim Saum, 42, (pictured) were married in 1987. They have four children: three daughters, two work in a garment factory and the other attends school. Their son is a construction worker. They live in suburb of Phnom Penh

Veng has been a construction worker for seven years. His wife stays at home and does housework. They do not have a restroom in their home. Therefore, Veng is asking for his first loan of $600 to build a restroom. He will also use a part of his loan to buy a motorcycle for his children to drive to work.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 235
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Veng build a restroom and buy a motorcycle.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Nov 13, 2009
Dec 1, 2009
Currency Exchange Loss:
Aug 17, 2011