Mr. Sengthai S., 27 years old, (shown in the picture with his wife) and his wife, Mrs. Sophea Yun, 22 years old, have been married since 2006 and just have a two-year-old daughter. The family lives along national road number one about 20 kilometers from Phnom Penh City.
Sengthai has been a motor taxi driver for seven years. His wife has been selling second-hand clothes for two years. She buys clothes from Phnom Penh market for resale at Korki market about three kilometers from her house.
By the way, Sengthai hopes to change his business from motor taxi to Tuk Tuk, because it can carry more goods and people than a motor taxi and he will be able to generate more income as well. Therefore, he is asking for his first loan of $1,000 to purchase a trailer to drive as a Tuk Tuk taxi. He also will use a part of his loan to help his wife to buy additional second-hand clothes for resale.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.