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Sard V., 56, is married with five children. She resides in Siem Reap Province, Cambodia, with her husband and children. To make a living, she runs a business of selling souvenirs and soft drinks to tourists at a Temple, earning an average income of $7 a day. Her husband always helps his wife in this business. V. and her husband are seeking to improve their standard of living and generate a better income. Therefore, V. is asking for a loan of $600 to purchase a store near the temple to expand her souvenir selling business.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Sard buy a souvenir shop hear the temple.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2009
Dec 1, 2009
Currency Exchange Loss:
Nov 15, 2010