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Ana Maria
Mrs. Ana María L. C. is a member of the Picoaza Communal Bank. This communal bank is made up of women of all ages. Picoaza is a small town located ten minutes north of Portoviejo, in the province of Manabi on the coast of Ecuador. This province is well know for its cuisine, its beaches, and ceibo trees (trees unique to this region). This area is not an exception though, and is very commercial: here there are a lot of distributors of agricultural products, consumer goods, clothing, etc.

Ana María's husband is a bus driver in Portoviejo. The couple lives with their son and their grandson Wilmer. Our member has a small store where she sells groceries and also prepares food to sell to neighbors and other people from the area. She tells us she started this business to help her family during these difficult times.

Ana María likes to work with Fundación ESPOIR because of the benefits it offers compared to its competitors. She says the education that all the members receive teaches them more about family planning and finance, and how to invest their money. The funds from this loan will be invested in the business through the purchase of rice, sugar, salt, bread, and other basic products.
View original language description ↓
La señora Ana María L. C. es socia del Banco Comunal Picoaza. Este banco está conformado por mujeres de todas las edades. Picoaza es un pueblito ubicado a diez minutos al norte de Portoviejo en la provincia de Manabí en la costa de Ecuador, ésta provincia es muy conocida por su gastronomía, las playas y los ceibos (arboles únicos de la región) y ésta localidad no podía ser la excepción pues es un lugar muy comercial, aquí encontramos muchos distribuidores de productos agrícolas, consumo, ropa, etc.

El esposo de Ana María es conductor de un autobús en Portoviejo, ellos viven con su hijo y un nieto llamado Wilmer. Nuestra socia tiene un pequeño local donde donde funciona una tienda de abarrotes y también prepara comida que vende a sus vecinos y otros comensales del sector, nos indica que empezó este negocio para ayudar a su familia en estos tiempos difíciles.


Ana María le gusta trabajar con la Fundación ESPOIR por los beneficios que ofrece a comparación de sus competidores, manifiesta que la educación que reciben todas las socias les permite conocer más sobre planificación familiar y finanzas para saber cómo invertir su dinero. El crédito obtenido va a invertir en su tienda comprando arroz, azúcar, sal, pan y otros productos de primera necesidad.

About Ecuador

  • $10,200
    Average annual income
  • 65
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Ana Maria purchase of rice, sugar, salt, bread, and other basic products for retail sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 28, 2009
Listed
Dec 1, 2009
Currency Exchange Loss:
N/A
Ended:
May 15, 2010