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Ganna is a widow. She lives in Vinogradovo and runs her small venture there. She started her business selling cosmetics and perfumes 10 years ago. Low competition and high market demand have enabled rapid growth in the business. Presently, Ganna has about 50,000 Grivnyas in her inventory. Her income amounts to 5,000 Grivnyas a month.

Ganna is a hard-worker. She has proven to be a prudent borrower, as she never asks for a bigger loan that she can pay back. Lending services in combination with her perseverance, trustworthiness and responsibility have helped to guarantee success in her business. Ganna is seeking a loan of 6,500 Grivnyas to increase her working capital. She would like to purchase assorted cosmetics at wholesale prices to re-sell them in her store. Ganna’s long-term goal is the continued expansion of her business.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,342,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ganna to purchase cosmetics at wholesale prices.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 13, 2009
Nov 25, 2009
Currency Exchange Loss:
Mar 15, 2010