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Carmen De La Flor
Carmen, 27, is a single woman living in Cusco. She is part of the Amancaes group. She works for a tourism agency here in the city and also owns a small grocery store called “Multiservicios Nelli’s” in the neighborhood of Santiago. In her grocery store, she sells various foods and products for the local community after buying all of the goods wholesale. Each day she makes between 40 and 50 soles (about $13 to $17) in earnings from her bodega, or small shop.

With the loan she receives from Kiva, Carmen hopes to better her business by buying more products for the store. Specifically, with the Christmas season approaching, she will purchase various holiday foods and items to sell.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Carmen De La Flor to buy holiday products for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 17, 2009
Nov 29, 2009
Currency Exchange Loss:
Apr 15, 2010