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Bella Maria Group
In this Group: Bella Maria, Reynalda, Segunda Alejandrina, Veronika Beatriz, Cinthya Margot, Ana Luz, Sandra Beatriz, Rosmery, Maria Elena, Nelly
Mrs. Segunda is one of the members of the Bella Maria ("Beautiful Maria") Group.

For a long time Mrs Segunda worked with her husband making brooms. Because of their lack of experience, the business failed. Although it was very sad, they didn’t lose their enthusiasm and started another business selling cleaning products. It wasn’t easy to start this business because they had to overcome many obstacles including finding customers. It was difficult to become known, but despite these problems they succeeded and today feel very proud and happy to see the success of their business.

Mrs. Segunda labels, wraps and sells the cleaning products. It’s amazing to realize that they have been working for 30 years in this business and have been able to educate their children. One of them is a teacher and another will become a chef. This fills them with happiness. They have also been able to finish the first floor of their house. In the near future they are looking at the possibility of opening a store in their house so that they can sell the products directly to the public. Currently they only sell to the customers that they know. Both of them realize that their profits will increase and they would like to make their own products. And why not have their own brand? Mrs. Segunda is very grateful to EDAPROSPO because with their loans, their business has expanded little by little. She will use this loan for the same purpose, to buy more products since she has orders to fulfill.

*Mrs. Segunda is seated on the left side.
View original language description ↓
La señora Segunda es una de las socias del grupo Bella Maria.

Por mucho tiempo la señora Segunda se dedico junto a su esposo ala fabricación de escobas debido a su poca experiencia su fabrica fracaso a pesar que fue una experiencia muy triste no se desanimaron y nuevamente empezaron pero con otro negocio la venta de productos de limpieza, iniciarse en este negocio no fue nada fácil ya que tuvieron que lidiar con muchos obstáculos buscar clientes, hacerse conocidos fue una tarea difícil a pesar de todo lograron salir adelante hoy al ver su negocio realizado realmente se sienten orgullosos y muy felices.

La señora Segunda, etiqueta, embolsa y vende los productos de limpieza. es increíble saber que llevan en ese negocio mas de 30 años, con este trabajo han logrado darle educación para sus hijos ,una de ellas es profesora y otro de sus hijos será chef. eso los llena de felicidad también ha logrado terminar el primer piso de su casa y para un futuro muy cercano están evaluando la posibilidad de abrir una tienda en su misma casa para ofrecer sus productos directamente al publico, ahora solo lo hacen repartiendo a sus clientes conocidos ambos saben que con una tienda abierta al publico sus ganancias aumentaran también quieren fabricar sus propios productos y por que no crear su propia marca , la señora esta muy agradecida a EDAPROSPO por que a través de sus prestamos su negocio a crece poco a poco ahora usara este préstamo para el mismo fin, comprar mas productos por que tiene pedidos por entregar.

*La señora Segunda aparece sentada al lado izquierdo

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Bella Maria Group's $2,625 loan helped a member to buy cleaning products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 5, 2009
Listed
Nov 30, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010