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Joao  Baptista
João Batista M. was born in the city of Maputo, the capital of Mozambique. He is 55; married; and the father of 4 children who are 32, 28, 20, and 19. Three of them have their own homes. He studied through the 4th grade of the old education system and didn't continue because his parents didn't have the financial resources to keep paying for his school. He lives in his own home and supports his mother and his grandchildren that live with him. He left the central neighborhood in the city of Maputo for Boane with his family in 1974 to start a new life. He is a merchant and has owned his own business for more than 20 years. He works with his wife from 8 a.m. to 6 p.m. every day. He sells beer and soft drinks and earns a monthly income of around 5,000 to 6,000 meticais. He saves some of it in his bank account. He has never requested a loan from another bank. He became familiar with Hluvuku through some friends. This is his 4th loan, and it is for 20,000 meticais. He will use it to purchase products (soft drinks, wine, beer, etc.) for his business. His previous loans were for 8,000, 10,000, and 13,000 meticais, and they were all used for the same purpose. He would like to use this loan to meet the needs of his customers. In the future he hopes to request more credits to expand his business location.
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João Batista M. nasceu na cidade de Maputo, capital de Moçambique, tem 55 anos de vida, casado e pai 4 filhos de 32, 28, 20 e 19 anos de idade, destes 3 já tem suas próprias casas. Fez 4ª classe do antigo sistema de educação, não continuou porque seus pais não tinham condições financeiras para levarem alem os seus estudos. Vive na casa própria, sustenta a sua mãe e netos que vivem com ele.

Saiu do Bairro Central na cidade de Maputo para Boane com a sua família em 1974 para iniciar uma nova vida. É comerciante e dono de seu negocio há mais de 20 anos. Trabalha com a sua esposa das 8h as 18horas todos os dias. Vende mais cerveja e refrescos onde consegue um rendimento de cerca de 5.000.00mt a 6.000.00mt por mês e poupa algum na sua conta bancária.

Nunca solicitou empréstimos em outros bancos, conheceu a Hluvuku através de seus amigos. Este é o seu 4º crédito no valor de 20.000.00mt com o qual pretende comprar produtos (refrescos, vinhos, cerveja e outros) para o seu estabelecimento. Os empréstimos anteriores foram de 8.000.00mt, 10.000.00mt e 13.000.00mt, todos para a mesma actividade.

Deseja com este empréstimo responder a necessidades de seus clientes, futuramente deseja solicitar a mais créditos para ampliar o seu estabelecimento comercial.

About Mozambique

  • $1,200
    Average annual income
  • 59
    View loans »
    Mozambique Loans Fundraising
  • $2,724,100
    Funds lent in using Kiva
  • 29.3
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $700 helped Joao Baptista to buy and sell soft drinks and alcoholic beverages.
98% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 16, 2009
Listed
Nov 24, 2009
Currency Exchange Loss:
Possible
Ended:
May 1, 2011