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Julio Juliao
Júlio V. was born in the district of Manjacaze in the province of Gaza in southern Mozambique. He is 30; is married; and is the father of 3 children who are 9, 7, and 7 months. The oldest 2 go to school. He finished studying only through 5th grade due to his parents' lack of financial resources. He lives in his own home with his family and doesn't support anyone besides them. He left Manjacaze for Boane by himself 7 years ago in search of better living conditions. He has his own business. He doesn't have any employees and sells kitchen supplies. He manages to save around 600 meticais a month in his bank account after paying all of his home's expenses. He has never had a loan with another bank. He became familiar with Hluvuku through his friends. This is his 3rd loan, and it is for 12,000 meticais. He will use it to buy products for his business (pots and pans, thermoses, kitchen supplies, etc.) to respond to market demand. His previous loans were for 10,000 meticais and 15,000 meticais, and both were used for the same purpose. In the future, he hopes to request more loans to be able to expand his home so he can provide better living conditions for his family.
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Júlio V. nasceu no distrito de Manjacaze, Província de Gaza, sul de Moçambique, tem 30 anos de idade, casado e pai de 3 filhos de 9, 7 anos de idade que vão a escola e o mais novo com 7 meses de idade. Fez somente 5ª classe, devido a falta de recursos financeiros, por parte dos seus progenitores. Vive na casa própria com a sua família e não sustenta mais ninguém.

Saiu de Manjacaze para Boane sozinho ha 7 anos atrás, a procura de melhores condições de vida. Tem um negócio próprio, não tem empregado e vende mais loiça de cozinha onde consegue render cerca de 200.00mt a 400.00mt por dia. Consegue poupar cerca de 600.00mts por mes na sua conta bancária depois de todas despesas de casa.

Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de seus amigos. Este é o seu 3º empréstimo no valor de 12.000.00mt, com o qual pretende comprar produtos para o seu negócio (panelas, termos, loiça de cozinha e outros) para responder a demanda do mercado. Os empréstimos anteriores foram de 10.000.00mt e 15.000.00mt ambos para a mesma actividade.

Futuramente, pretende solicitar mais empréstimos para poder ampliar a sua obra e oferecer melhores condições de Habitação a sua família.


About Mozambique

  • $1,200
    Average annual income
  • 57
    View loans »
    Mozambique Loans Fundraising
  • $2,724,100
    Funds lent in using Kiva
  • 29.3
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $425 helped Julio Juliao to buy and sell various kitchen supplies.
99% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2009
Listed
Nov 23, 2009
Currency Exchange Loss:
Possible
Ended:
Apr 29, 2011