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Mrs. Ngoem S. is a villager in Srae Vong village in Takeo province. She is a farmer who owns 2.5 hectares to cultivate rice to earn a living. She now faces a problem in this farming because she does not have enough rice seeds. Therefore, she decided to ask for a loan to buy more rice seeds for her farming. Her husband, Mr. Tes Muth, is a salt middleman. Mrs. Ngoem S. is a mother of three children, one of whom is employed in a garment factory, while the others work as laborers in Thailand. Her husband is shown on the right of the photo.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

About Cambodia

  • $2,600
    Average annual income
  • 49
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,150.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ngoem to buy more rice seeds for her farming.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 26, 2009
Dec 1, 2009
Currency Exchange Loss:
Nov 15, 2010