Mrs. Ngoem S. is a villager in Srae Vong village in Takeo province. She is a farmer who owns 2.5 hectares to cultivate rice to earn a living. She now faces a problem in this farming because she does not have enough rice seeds. Therefore, she decided to ask for a loan to buy more rice seeds for her farming. Her husband, Mr. Tes Muth, is a salt middleman. Mrs. Ngoem S. is a mother of three children, one of whom is employed in a garment factory, while the others work as laborers in Thailand. Her husband is shown on the right of the photo.
Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.