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María Haydee
María S. has a general store in Managua's Ivan Montenegro market that she tends to every day from very early in the morning until nightfall. She is requesting financing to buy merchandise to stock her store and she hopes to receive the financing quickly so that she can meet her family's needs by improving the condition of her business.
View original language description ↓

En el mercado Ivan Montenegro de la ciuadad de Managua, la señora María S. es propietaria de su propio negocio de tienda general la que es comercializada a diario desde muy tempranas horas de la mañana hasta el atardecer.

El crédito lo está solicitando para la compra de los productos para la tienda y por este motivo espera en que recibirá el crédito a lo inmediato y así suplirá las necesidades de su familia mejorando las condiciones de su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 106
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 20.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped María Haydee to buy merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Nov 20, 2009
Currency Exchange Loss:
Apr 15, 2010