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Samuel is 36 years old and is married with four children aged between 2 and 8 years. He lives in Kayonza district, approximately one and a half hours drive from Kigali, the capital city of Rwanda.

Samuel has been selling a variety of goods for the past ten years. He is a proven businessman and well-known in his community. The hours of his business require that he works from 6 a.m. to 9 p.m. every day except Sunday.

Samuel is now requesting his first loan from Kiva lenders via Vision Finance Company, which will allow him to expand his business. He will use the loan to purchase a larger variety of goods for sale which he knows his customers want but which he has not been able to provide. With this expansion, Samuel hopes to earn more profits than ever. With this profit, he will be able to build a stronger business and take better care of his young family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 21
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 569.0
    Rwanda Francs (RWF) = $1 USD