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Bakyala Kwekulakulanya Group 2, Lugazi
In this Group: Charles, Harriet, Mukasa, Godfrey, Julius, Salongo, Abdul, Peter, Nulu*, Christine*, Isa, Issac
* not pictured
S. Charles is a hard-working man and the leader of his lending group in Lugazi. He is 53 years old and a devoted married man with 12 children aged 29 – 10 of whom 2 are still in school; he also cares for 7 dependents including grandchildren.

Charles has had a business selling 'waragi', a local brew, since 1984 and his idea of getting loans was to help improve the quality of his 'waragi'. The main challenges affecting his business are the debtors who take a long time to pay for the products, poor quality raw inputs in instances where he cannot afford to purchase the good ones, as well as the lack of charcoal because of the rainy season.

After having access to the loans, Charles is now able to make quality 'waragi' in addition to his improved customer care. He has a hope of ensuring that all his children attend school. He needs a loan to help purchase more raw materials like bananas, yeast, and firewood for making 'waragi'.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 191
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 1,870.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bakyala Kwekulakulanya Group 2, Lugazi's $4,050 loan helped a member buying bananas, yeast, drums and firewood for making 'waragi'.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 11, 2009
Nov 23, 2009
Currency Exchange Loss:
Apr 15, 2010