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Hammed is 45 years old and married with 5 children. His children are excelling in school. To earn a living, he sells building materials at retail prices to his customers. He has been in this business for a long time. He sells for long hours to meet the needs of his immediate family members. He lives in Ogbomoso, Oyo state, Nigeria. Hammed is requesting for a loan amount 150,000 NGN to purchase more building materials to sell. He says thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 414
    View loans »
    Nigeria Loans Fundraising
  • $6,292,750
    Funds lent in using Kiva
  • 150.9
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hammed to purchase more building materials to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 10, 2009
Nov 23, 2009
Currency Exchange Loss:
Aug 26, 2010