Sumac Puririsun Group
These members balance their various household activities with the sale of food. A large portion of them sell grass (food for farmyard animals), food, and supplies. The member Jaime has a car that he uses to provide transportation services in the city. One of the members of this bank sells grass (food for farmyard animals), others own general stores where they sell rice, sugar, oil, etc. One of the members of the bank has a small booth where she sells food, offering breakfast, lunch, and dinner.
The members are soliciting this loan for working capital so that they can offer more products and increase their sales, in order to better the quality of life of their families.
All the members appreciate and are thankful for the loan they are receiving through this system, and thus have themselves promised to make all their payments according to the agreed-upon schedule.
Nuestros socias alternan sus diversas actividades del hogar con la venta de comida. Un gran parte se dedica a la venta de pasto (comida para animales de corral), comida y víveres. El socio Jaime tiene un carro que hace el servicio de transportes en la ciudad. Una de las socias de este banco se dedican a la venta de pasto (comida para animales de corral), otras socias tienen tiendas de abarrotes donde venden arroz, azúcar, aceite, etc. Una de las socias tiene un pequeño puesto de venta de comida, ella prepara desayuno, almuerzo y cena.
Las socias solicitan el préstamo para que lo utilicen como capital de trabajo y de esta manera incrementar sus productos y aumentar sus ventas, para dar mejor calidad de vida a sus familias.
Las socias valoran y agradecen el préstamo otorgado mediante este medio y así mismo se comprometen a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid