Augustine is 26 years old. She is married and the mother of two children. Currently one is in school, while the last born is still breastfeeding. She sponsors the children's education, health care and food, etc., through the support from the husband and the business. She is a bread baker and has been baking for four years now. She bakes and supplies to her customers, and also sells the rest through hawking in the community market where she lives. She acquired her baking skills from baking school. She has good customer relations; for that reason, lots of customers buy from her. She requests the loan assistance to enable her procure stock like flour, flavor, nut milk, baking powder, etc. She takes delivery of stock in bulk from Kumasi in the Ashanti region of Ghana. She believes sales could increase as we enter Christmas and she would be grateful for the assistance.