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Mrs. Shina Rath Village Bank Group
In this Group: Shina, Yoen, Saroen, Ratana, Yoen, Lem, Ream, Sarorn, Mouy Teang, Som, Chheang, Savein, Sothea
This village bank loan consists of thirteen people and they all live in Veal Thom village in Kandal province. Mrs. Shina R. is the village bank president selected by the members. She owns a small grocery store in the local village. Since this business is going well, she wants to expand it so she is asking for a loan to buy more grocery products to re-sell. She plans to use the rest of the loan to buy more fishnets for her husband, Mr. Sam Sarin. Mrs. Shina R. is 46 years-old and the mother of three children. Two of whom are employed in a garment factory while the other is enrolled in the local school. Mrs. Mouy Teang L. did not come to take a loan but her husband did so he is presented in the picture instead.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 286
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • 4,157.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Shina Rath Village Bank Group's $2,050 loan helped a member to purchase groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2009
Dec 1, 2009
Currency Exchange Loss:
Nov 15, 2010