Bolotshi Plus Group
The next loan will enable her to buy a dozen lengths of pagnes to sell and to diversify her business by buying various goods in demand in her area. Her dream is to open a general store to respond to the needs of her customers in her district. Ngele is a loyal client who has received a loan from HOPE RDC five times, and she repaid all of them properly.
She is a widow with three children, ages 10 to 16 years. All of them go to school. She and her children live in a mountainous area located west of the city of Kinshasa.
Ngele a comme activité principale, la vente des pagnes wax anglaises. Elle l’a commencée depuis 2004 avec un capital initial de $20 et a acquit au fil des années une expérience solide dans ce petit commerce qui lui rapporte aujourd’hui un bénéfice de plus ou moins $120 par semaine. Le prochain prêt lui permettra d’acheter une douzaine de pagnes à revendre et diversifier l’affaire en achetant des articles divers recherchés dans son milieu. Son rêve est d’ouvrir une boutique générale pour répondre aux besoins de ses clients dans son quartier. Ngele est une cliente fidèle qui a reçu 5 fois les crédits de l’IMF HOPE RDC et les a tous correctement remboursés. Elle est veuve avec 3 enfants âgés de 10 à 16 ans. Tous vont à l’école. Ngele et ses enfants habitent dans une zone montagneuse située à l’ouest de la ville de Kinshasa.
About HOPE DRCHOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid