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Sorry Heart Group
In this Group: Isatu , Umaru , Kadaitu, Fatmata, Kadiatu
These are members of the Sorry Heart Group. They are small-scale businesspeople in Magburaka, a town in northern Sierra Leone. They are requesting a loan of SLL 2,500,000 (or SLL 500,000 for each) to enable them to improve their businesses. With a loan, they will be able to add more goods into their stalls, make more sales and better profit. Consequently, their living standard will improve so that they can better look after themselves and their children.

The leader of this group is Isatu S. (on the left). She was born in Magburaka about 37 years ago. Her husband works at the Government hospital and her three children are in Junior Secondary School and primary school, respectively. Isatu sells local produce like pepper, onion, margi (used in sauce to give a sweet taste), fish, palm oil (the most popular cooking oil) etc. She has been a businesswoman for 10 years now. She will use this loan to increase the size of her business. Isatu enjoys selling these goods and finds it very difficult to change, as she is already well known for this type of business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 64
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 3,850.0
    Sierra Leone Leones (SLL) = $1 USD