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Soem S., 53, currently resides with five children in a small home located in Kampong Chhnang Province.

She works as a cleaner in the busy market and her husband works as a construction worker. The couple can generate an income of at least $4 a day to contribute toward their family’s daily living expenses.

Soem hopes to earn extra income by using a Kiva loan for capital to purchase rice in bulk to sell and gain more profit.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 56
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,157.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Soem to purchase rice in bulk to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 10, 2009
Nov 19, 2009
Currency Exchange Loss:
Sep 15, 2010