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Dative is 37 years old and is married with four children aged between 1 and 9 years. She lives in the Rwamagana district approximately one hour and half drive from Kigali, the capital city of Rwanda. It is in this area where she has owned a shop selling foodstuffs since 2005, working from 8 a.m. to 6 p.m. every day.

Dative realized that her profit is still too low to expand meaningfully and she believes that a small amount of additional capital would change that for her. For that reason she is requesting her first loan from Kiva lenders via Vision Finance Company to purchase some additional foodstuffs. This will enable her to attract new customers and increase her sales and (hopefully) profits as well.

With the continued success of her business, Dative will be able to continue paying school fees for her children and will be able to build a secure future for them.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 26
    View loans »
    Rwanda Loans Fundraising
  • $13,392,250
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD