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Jovymar
Jovymar A. is from the village of Tumpagon, Cagayan de Oro City. She is 18 years old, married, and has 1 child who is an infant. To make a living, Jovymar owns & operates a sari-sari (variety) retail store. The primary source of income for the business comes from selling a variety of different products in the local community. Jovymar is just starting this business.

In 2009, Jovymar joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from HSPFI, and is requesting a new loan of 8,000 PHP, which will be used to purchase additional products to sell. This loan will be the 2nd loan taken out by Jovymar from HSPFI. She plans to use the additional revenue generated from the business to supplement her family’s income.

About HSPFI:

HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 1300
    View loans »
    Philippines Loans Fundraising
  • $56,397,425
    Funds lent in using Kiva
  • 46.7
    Philippines Pesos (PHP) = $1 USD